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Stripe's 200-platform survey finds AI pushing SaaS beyond seats — but vertical businesses favour embedded finance

The interesting signal is segmentation, not 'seat pricing is dead': vertical SaaS operators expect payments and finance to become a larger part of revenue, while horizontal platforms expect usage and hybrid software charges to lead. The survey is vendor-produced and forward-looking.

Stripe says hybrid pricing has crossed from AI experiment to real adoption

The useful signal is not that every SaaS company should add usage billing. Stripe/Metronome says hybrid pricing went from barely used to roughly one in six qualifying Stripe users, while many AI products are hiding token metering behind credits or output units so customer invoices describe value rather than model cost.