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Stripe's 200-platform survey finds AI pushing SaaS beyond seats — but vertical businesses favour embedded finance

The interesting signal is segmentation, not 'seat pricing is dead': vertical SaaS operators expect payments and finance to become a larger part of revenue, while horizontal platforms expect usage and hybrid software charges to lead. The survey is vendor-produced and forward-looking.

Gemini 3.5 Transcribe gives developers separate live and file speech-to-text APIs at about $0.009 and $0.005 per minute

Gemini 3.5 Transcribe turns Google’s audio understanding into a purpose-built developer surface: low-latency live transcription costs roughly $0.009/minute at Google’s published assumptions, while file transcription is roughly $0.005/minute and supports richer metadata.

Google is adding hard spend caps and commitment pricing for AI agent workloads

Google’s new agent FinOps model combines hard monthly spend caps that pause agent API calls, Flexible Savings Plans with one- or three-year commitments, pay-as-you-go Gemini Enterprise usage and planned deferred execution at up to half normal inference cost. The controls are useful, but commitment economics and task eligibility need to be modeled carefully.